Is a cashless society just around the corner?

It’s been talked about for a long time as a possibility, and now it seems that it may well become reality. With contactless payments now above 60% of all transactions, cash is becoming more of a ‘niche’ payment method. How many times do you go to pay for something and before you can even pull … Continued

Does your business compass always point true north?

  Roadblocks. Setbacks. Detours.  We all have them. I admit some days in business it can feel like you take one step forward and two steps backwards. A job doesn’t go so well, a client complains or an employee leaves.  When things aren’t going so well you undoubtedly start questioning yourself whether you made the … Continued


You may have heard that STP is expected to commence for small employers (less than 20 employees) from 01/07/19. Tax Office figures show that around 390,000 Australian small or ‘micro’ businesses (up to four employees) are currently not using payroll software, and around 25% of these are still running manual accounts. It is expected that … Continued

Proposed SMSF three year audit cycle

The proposal in the Federal Budget to change the requirement for SMSFs to have an annual audit, moving instead to a three-year auditing cycle, has been met with mixed reactions. We can see several potential issues with this proposal. SMSF trustees are responsible for their own funds and are therefore accountable for their actions. Audits … Continued

Atticus – we are about so much more than just numbers!

A study by tech giant Google released in 2017 showed surprising results about how important ‘soft skills’ are in today’s world. The seven top characteristics of Google’s successful employees included empathy, critical thinking, connecting complex ideas, coaching and communicating. The familiar set of skills collectively known as STEM – science, technology, engineering and mathematics – came dead … Continued

SMSF and SuperStream New Measures

SuperStream is how businesses are required to pay employees superannuation in order to guarantee contributions to super funds. Money and data are sent electronically to a compliant Super Clearing House. Currently, SMSF’s only need to be able to receive contributions from non-related employers via SuperStream.  An exposure draft has been announced, proposing that, as of … Continued

Is a Self Managed Super Fund right for me?

A Self Managed Super Fund (SMSF) can allow you to have more control over your financial future, and whilst it can be tailored to suit your individual needs, it isn’t for everybody. Here are some points to consider when deciding if an SMSF is right for you. Level of control and time involved Having a … Continued

Business expanding? Need funds?

Are you a small business owner looking to expand in the near future? Needing to borrow in order to do so? Many people are of the view that the Royal Commission will create a tighter lending space.  If borrowing becomes more difficult how will you fund your business expansion?  Proactive planning is more important than … Continued

How old do I need to be to access my super?

Anyone born before 1 July 1960 can access their Super at age 55 by way of a transition to retirement pension, whether you are retired or not. These pensions do not allow access to lump sums from your super account but do permit you to take up to 10% of the pension balance each year. … Continued

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